WHAT DO YOU GET WITH X SMART?
Earn 1 % per year on your account balance
- Receive your income at Citadele and earn interest on the balance
- The account balance interest is 1 % per year and you will be getting this money every month
All ATMs in the world become your friends
- Withdraw up to 1000 euros worldwide without any fee
- Unlimited times from Citadele ATM in Estonia
- From ATMs of other banks worldwide - up to 5 times per month
GET X REWARDS BENEFITS FOR EVERY PURCHASE
- Get discounts at merchant stores across Estonia, Latvia and Lithuania. Use special offers for shopping, travel, visiting restaurants and entertainment every month
- Earn valuable X REWARDS points for every purchase - in shops and online, both in Estonia and abroad. Exchange accumulated points for prizes from impressive X REWARDS catalogue
Add on options
- You can choose the color of your card: X smart Rose Gold or X smart White Silver
Now, ordering X smart,
3 months without a monthly fee per card*
WITH X SMART AND CITADELE MOBILE APPLICATION THE BANK IS IN YOUR POCKET
- Get free text messages about incoming transfers on the card account
- Whenever necessary change your PIN or block the card in the mobile banking application
- Check out X REWARDS current offers and accumulated points
- 24/7 customer support phone line: 77 00 000
PAY WITH A CONTACTLESS CARD, WRISTBAND OR STICKER
- Paying with a wristband is as easy as stretching out your arm. The wristband is available in 4 colours – black, white, red and purple. Personalize it according to your clothing or personality.
- Pay with the sticker. Stick it on your phone since it’s always with you.
- The cost of bracelet or sticker is 0.50 EUR a month.
Get the X smart delivered to you anywhere in Tallinn region
- We will deliver X smart card to you anywhere in Tallinn region at a place and time convenient to you free of charge
- And that’s it – no need to come to the Bank!
*The offer is valid until 31.12.2019. Apply for an X smart card and get a 100% discount on the monthly card maintenance fee for the first 3 months. Afterwards, the fee for X Smart card will be just 1.20 EUR per month. Order X Smart via xkaart.ee or at the branch.